Terms of Use

1. Acceptance of These Terms

Welcome to EliteCashMe.com, a website operated by Elite Pre-Settlement, LLC (“Elite Pre-Settlement,” “Elite,” “we,” “our,” or “us”).

These Terms of Use govern your access to and use of EliteCashMe.com, including its webpages, forms, features, content, communications, and related online services collectively referred to as the “Website.”

By accessing, browsing, submitting information through, or otherwise using the Website, you acknowledge that you have read, understood, and agreed to be bound by these Terms of Use and our Privacy Policy.

If you do not agree with these Terms, do not use the Website.

2. Eligibility

You may use this Website only if:

  • You are at least 18 years old;
  • You have the legal capacity to enter into a binding agreement;
  • The information you submit is truthful and accurate; and
  • Your use of the Website complies with applicable federal, state, and local laws.

The Website is intended for residents of the United States. Elite’s services may not be available in every state or for every type of legal claim.

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3. Informational Purpose Only

The information on this Website is provided for general informational and promotional purposes.

Nothing on the Website constitutes:

  • Legal advice;
  • Financial advice;
  • Tax advice;
  • Medical advice;
  • An attorney-client relationship;
  • A guarantee of funding;
  • A promise of approval;
  • A binding funding offer; or
  • A prediction concerning the value or outcome of a legal claim.

You should consult your attorney before entering into any pre-settlement funding agreement.

4. Elite Is Not a Law Firm

Elite Pre-Settlement is not a law firm and does not provide legal representation or legal advice.

Elite does not control:

  • Your attorney;
  • The handling of your legal case;
  • Settlement negotiations;
  • Litigation decisions;
  • Insurance-company decisions;
  • Court proceedings; or
  • The timing or amount of any settlement or judgment.

Your attorney remains responsible for providing legal advice and managing your claim.

No attorney-client relationship is created between you and Elite through your use of the Website, submission of an application, or communication with an Elite representative.

5. Pre-Settlement Funding Is Not Guaranteed

Submitting a form or application through this Website does not guarantee that:

  • You will qualify for funding;
  • Your application will be approved;
  • A particular amount will be offered;
  • Funding will be completed within a specific period;
  • Your attorney will cooperate with the review process; or
  • Your case will result in a settlement or judgment.

Eligibility and funding amounts are determined after reviewing factors that may include:

  • The facts and status of your legal claim;
  • The estimated value of the claim;
  • Available insurance coverage;
  • Existing liens or prior funding;
  • Attorney participation;
  • Applicable law; and
  • Elite’s underwriting requirements.

Elite may approve, decline, suspend, or request additional information regarding any application at its discretion, subject to applicable law.

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6. No Obligation to Accept Funding

Submitting an inquiry or application does not obligate you to accept a funding offer.

Before accepting funding, you should carefully review the separate written funding agreement, including all applicable charges, repayment terms, disclosures, and conditions.

A funding transaction is not final until all required documents have been reviewed and executed by the appropriate parties.

The terms of an executed funding agreement will control if they conflict with general information appearing on this Website.

7. Non-Recourse Funding Disclosures

Where legally permitted and expressly stated in an executed agreement, pre-settlement funding may be structured as a non-recourse transaction, meaning repayment is generally dependent upon proceeds recovered from the underlying legal claim.

The exact rights and obligations of the parties will be governed exclusively by the signed funding agreement and applicable law.

Statements such as “you owe nothing if you do not win” are subject to the definitions, exceptions, representations, warranties, and conditions contained in the applicable funding agreement. Users should not rely solely on advertising language when making a financial decision.

8. Information You Provide

You agree to provide complete, accurate, current, and truthful information.

You may be asked to provide information concerning:

  • Your identity and contact details;
  • Your accident or injury;
  • Your legal claim;
  • Your attorney;
  • Insurance coverage;
  • Medical treatment;
  • Liens;
  • Prior advances or funding;
  • Settlement discussions; and
  • Other information needed to evaluate your request.

You may not submit information that is false, misleading, fraudulent, incomplete, or that you are not authorized to provide.

Elite may verify submitted information directly or through authorized service providers, attorneys, insurers, medical providers, public records, or other lawful sources.

9. Authorization to Contact Your Attorney

By submitting an application, you authorize Elite to contact the attorney or law firm you identify for the limited purposes of:

  • Confirming representation;
  • Verifying information about your claim;
  • Evaluating a possible funding transaction;
  • Obtaining case-status information;
  • Completing documentation; and
  • Administering an approved transaction.

Your attorney may be required to acknowledge or sign certain documents before funding can be completed.

Submitting an application does not authorize Elite to direct your attorney’s legal strategy or interfere with the attorney-client relationship.

10. Consent to Electronic Communications

By using the Website, submitting a form, or providing an email address, you consent to receive disclosures, notices, records, and other communications electronically, subject to applicable law.

Electronic records and signatures may have the same legal effect as paper records and handwritten signatures under applicable federal law.

You are responsible for maintaining:

  • A working email address;
  • Internet access;
  • A device capable of displaying electronic records; and
  • The ability to download or print documents when necessary.

You may request paper copies of certain documents by contacting Elite. Additional requirements may apply to legally required consumer disclosures.

11. Telephone and Text-Message Consent

When you voluntarily provide a telephone number and affirmatively consent through the Website, you authorize Elite and its authorized service providers to contact you regarding your inquiry or application.

Communications may include:

  • Telephone calls;
  • Text messages;
  • Application reminders;
  • Requests for additional information;
  • Status updates;
  • Customer-service communications; and
  • Promotional messages when separately authorized.

Consent to receive marketing communications is not a condition of applying for or receiving funding.

Message frequency may vary. Message and data rates may apply. You may opt out of text messages by replying STOP. For assistance, reply HELP or contact Elite directly.

Federal law regulates automated calls and text messages and generally requires the appropriate level of consent before certain communications are sent.

Elite should place a separate, clearly visible TCPA consent disclosure directly beneath every form that collects a telephone number.

12. Email Communications

By providing your email address, you authorize Elite to send transactional communications related to your inquiry, application, documentation, or account.

Where permitted and with any required consent, Elite may also send promotional communications.

You may unsubscribe from promotional emails by using the unsubscribe instructions provided in the message. Requests to stop promotional communications will not prevent Elite from sending necessary transactional, legal, or account-related notices.

Commercial emails are subject to federal requirements that include accurate sender information and an effective method for recipients to opt out.


13. Electronic Signatures

When the Website presents an electronic signature process, selecting a checkbox, clicking an acceptance button, typing your name, or completing another designated electronic action may constitute your electronic signature.

You agree that your electronic signature is intended to authenticate the applicable record and may be legally binding to the extent permitted by law.

Federal law generally provides that a contract or signature may not be denied legal effect solely because it is electronic.

14. Permitted Use of the Website

Elite grants you a limited, revocable, nonexclusive, nontransferable right to use the Website for lawful personal purposes.

You agree not to:

  • Use the Website for unlawful, fraudulent, or deceptive activity;
  • Submit false or unauthorized applications;
  • Impersonate another person or entity;
  • Attempt to obtain another person’s confidential information;
  • Interfere with the Website’s security or operation;
  • Introduce viruses, malware, or harmful code;
  • Scrape, harvest, index, or collect Website data through automated means;
  • Reverse engineer or attempt to extract Website source code;
  • Circumvent access restrictions or security features;
  • Use bots to submit forms or generate artificial traffic;
  • Copy or republish Website content without authorization;
  • Use Elite’s name or branding to mislead others; or
  • Assist another person in engaging in prohibited conduct.

Elite may restrict or terminate Website access when it reasonably believes these Terms have been violated.

15. Intellectual Property

The Website and its content are owned by or licensed to Elite Pre-Settlement and may be protected by copyright, trademark, trade-dress, and other intellectual-property laws.

Protected materials may include:

  • The Elite Pre-Settlement name;
  • The EliteCashMe.com name;
  • Logos and graphic elements;
  • Website designs and layouts;
  • Text and written content;
  • Photographs and illustrations;
  • Videos and audio;
  • Software and code;
  • Icons;
  • Forms; and
  • Marketing materials.

You may view and print Website content for your personal, noncommercial use. No other license is granted.

You may not reproduce, modify, distribute, sell, license, display, publish, or create derivative works from Website content without prior written authorization.

16. Third-Party Services and Links

The Website may contain links to websites, platforms, software, or services operated by third parties.

Elite does not control and is not responsible for:

  • Third-party content;
  • Privacy practices;
  • Security measures;
  • Availability;
  • Accuracy;
  • Products or services; or
  • Transactions conducted through third-party websites.

A link does not imply endorsement. Your use of a third-party service is governed by that provider’s terms and policies.

17. Website Availability

Elite may modify, suspend, restrict, or discontinue any part of the Website at any time.

Elite does not guarantee that the Website will be:

  • Continuously available;
  • Free from errors;
  • Free from harmful components;
  • Compatible with every device;
  • Completely secure; or
  • Accurate at all times.

Maintenance, technical problems, cybersecurity incidents, internet outages, or circumstances beyond Elite’s control may temporarily affect availability.


18. Accuracy of Website Information

Elite attempts to keep Website information accurate and current, but errors or outdated information may occur.

Elite may correct errors or update content at any time without prior notice.

Descriptions of services, approval timelines, funding amounts, geographic availability, and other terms are illustrative unless confirmed in a separate written agreement.

19. Testimonials and Results

Testimonials appearing on the Website reflect the experiences and opinions of the individuals depicted.

They do not guarantee that another applicant will receive:

  • The same approval;
  • The same funding amount;
  • The same processing time;
  • The same service experience; or
  • The same case result.

Individual outcomes vary based on the facts of each claim, available documentation, applicable law, and underwriting considerations.

Any material relationship between Elite and a person providing an endorsement should be disclosed as required by law.

20. Disclaimer of Warranties

To the fullest extent permitted by law, the Website is provided on an “as is” and “as available” basis.

Elite disclaims all express and implied warranties concerning the Website, including implied warranties of:

  • Merchantability;
  • Fitness for a particular purpose;
  • Noninfringement;
  • Accuracy;
  • Availability;
  • Security; and
  • Reliability.

Elite does not warrant that use of the Website will produce any particular financial, legal, or case-related result.

Some jurisdictions do not allow certain warranty disclaimers, so portions of this section may not apply to you.

21. Limitation of Liability

To the fullest extent permitted by law, Elite and its owners, officers, employees, contractors, representatives, affiliates, licensors, and service providers will not be liable for indirect, incidental, consequential, special, exemplary, or punitive damages arising from or related to:

  • Your use or inability to use the Website;
  • Reliance on Website information;
  • Delayed or unsuccessful applications;
  • Unauthorized access to submitted information;
  • Third-party websites or services;
  • Website errors or interruptions; or
  • Loss of data, revenue, opportunity, or goodwill.

Nothing in these Terms excludes liability that cannot lawfully be excluded or limited.

Any rights and remedies arising under a separate executed funding agreement will be governed by that agreement rather than this Website limitation.

22. Indemnification

To the extent permitted by law, you agree to defend, indemnify, and hold harmless Elite and its affiliates, officers, employees, agents, contractors, and service providers from claims, damages, liabilities, losses, and expenses arising from:

  • Your unlawful use of the Website;
  • Information you submit;
  • Your violation of these Terms;
  • Your infringement of another person’s rights; or
  • Fraudulent or unauthorized conduct connected to your use of the Website.

This section does not require you to indemnify Elite for conduct for which indemnification is prohibited by law.

23. Privacy

Elite’s collection and use of personal information are described in its Privacy Policy.

The Privacy Policy is incorporated into these Terms by reference. By using the Website, you acknowledge that you have reviewed the Privacy Policy.

24. State-Specific Rights

Pre-settlement funding may be regulated differently from one jurisdiction to another.

State law may require:

  • Specific disclosures;
  • Registration or licensing;
  • Fee limitations;
  • Contract-format requirements;
  • Cancellation rights;
  • Attorney acknowledgments;
  • Reporting requirements; or
  • Other consumer protections.

Elite’s services are offered only where permitted. State-specific disclosures or agreements may supplement or override portions of these Terms.

25. Governing Law

These Terms will be governed by the laws of the state in which Elite Pre-Settlement, LLC is legally organized or maintains its principal place of business, without regard to conflict-of-law principles, except where another jurisdiction’s law must apply.

Before publication, insert the correct state here:

These Terms are governed by the laws of the State of Georgia.

This section should be finalized by Elite’s attorney.

26. Dispute Resolution

Before filing a legal claim relating solely to the Website, you and Elite agree to attempt in good faith to resolve the matter informally.

A written notice of dispute should include:

  • Your full name;
  • Your contact information;
  • A description of the dispute;
  • Relevant dates; and
  • The relief requested.

The notice should be sent to the contact information listed below.

Any arbitration clause, jury-trial waiver, class-action waiver, forum-selection provision, or mandatory notice procedure should be drafted and approved by Elite’s attorney based on the states in which Elite conducts business.

These Terms intentionally do not impose mandatory arbitration without legal review.

27. Severability

If any provision of these Terms is found unenforceable, that provision will be enforced to the maximum extent permitted or severed as necessary.

The remaining provisions will continue in effect.

28. No Waiver

Elite’s failure to enforce a provision of these Terms does not waive its right to enforce that provision later.

A waiver is effective only if made in writing by an authorized Elite representative.

29. Assignment

You may not assign your rights or obligations under these Terms without Elite’s written consent.

Elite may assign these Terms as part of a merger, reorganization, sale of assets, financing transaction, change of control, or transfer of Website operations, subject to applicable law.

30. Entire Agreement

These Terms and the Privacy Policy constitute the entire agreement between you and Elite concerning your use of the Website.

A separately executed funding agreement, authorization, disclosure, or other transaction document constitutes a separate agreement and may contain additional terms.

31. Changes to These Terms

Elite may revise these Terms periodically.

Updated Terms will be posted on this page with a revised effective date. Changes become effective when posted unless applicable law requires additional notice.

Your continued use of the Website after revised Terms become effective constitutes acceptance of those revisions.

Changes will not retroactively modify an executed funding agreement unless permitted by that agreement and applicable law.

32. Contact Information

Questions about these Terms may be directed to:

Elite Pre-Settlement, LLC (NMLS# 2772432)
Website: EliteCashMe.com
Telephone: (866) 225-5379
Email: Email Us Here
Mailing Address: 4443 Napier Ave.  Macon, GA 31208

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